Moshe grew up in the Eastern Suburbs of Sydney and has been in the financial services industry for 30 years, beginning his extensive lending experience at Commonwealth Bank in the areas of residential, business and commercial lending. In 2002 he used this experience to launch into the Mortgage Broking Industry with the creation of Niche Lending and with this achieved after the first year the award of “Young Gun of the Year” at the 2003 Australian Mortgage Awards. Since then Moshe and his business have won a number of awards in the Mortgage Broking Industry mainly in the area of Exceptional Customer Service. He now manages the lending arm of Astute Sydney City Central, providing his knowledge to the group nationally.

Moshe has an Associate Diploma of Accounting, Certificate of Financial Markets, Diploma of Financial Services (Financial Planning), Certificate IV in Financial Markets and is an Accredited Mortgage Consultant with the Mortgage and Finance Association of Australia (MFAA).

Jason Nelson has been involved in the financial services sector for over 25 years, beginning his career with the Commonwealth Bank, primarily in Private and Business Banking. The past 11 years have been dedicated to establishing and running the Niche Financial Group, which has since been rebranded to Astute Sydney City Central.

With a Bachelor of Commerce (Major in Accounting and Finance) and a Diploma of Financial Services, Jason is focused on providing a holistic approach, excelling in customer service.

Jason manages Astute Sydney City Central operations.

Joseph commenced with Astute Sydney City Central in 2009, initially beginning his career in the Wealth Management Sector with Commonwealth Bank of Australia and has over 5 years’ experience in the Finance Industry. Joseph also worked as a Customer Service Specialist in Retail banking for Commonwealth Bank of Australia. He has a Bachelor of Commerce (Major in Accounting and Finance) Bachelor of Engineering (Mechatronics) along with an Advanced Diploma of Accounting and Financial Services. Joseph’s main focus is to understand client’s needs thoroughly and provide the best product and service possible.

(AR 320032)

Patrick has been in the financial services industry since 1998 and is experienced in all aspects of financial planning having helped a wide variety of clients achieve their financial and lifestyle goals.

Patrick’s in-depth knowledge of estate, tax and retirement planning, insurance, investment strategies and superannuation (including SMSFs) adds considerable value to the financial outcomes he is able to deliver to his clients.

Tisha has been involved in the banking and finance industry for over 13 years, initially starting her career with the Commonwealth Bank in Retail Banking.

Tisha has been the ‘go-to’ person for many a client after clients have been elsewhere and found that their objectives weren’t met for their construction loans.

Helping people in their quest to build wealth and achieve their financial goals in life is something Tisha takes seriously. Liaising with allied professionals in her network she looks to ensure the best outcome for clients. Tisha also specialises in Car and Equipment finance.

Ram has 15 years’ experience in the finance industry, previously working for the Commonwealth Bank as a Bank Manager. Ram has a Masters in Commerce (Accounting) and a Diploma of Financial Services (Finance & Mortgage Broking Management) and is a Credit Adviser with the Mortgage and Finance Association of Australia (MFAA).

Ram’s background is in banking with Self-Employed and High Net Worth clients amongst his diverse client base and is experienced with loan origination for residential and commercial property.

Beginning with the end in mind, and helping clients establish goals and a clear plan to pay down debt and grow their investment portfolio, time and effort is spent at the outset to prepare and structure loans the right way so it lends (pun intended) itself to ultimately meeting the clients financial objectives.

Harry, a seasoned professional with over 17 years in the banking and finance industry, brings a wealth of experience. Formerly a senior manager in Third Party Credit at Commonwealth Bank, he has extensive experience in navigated complex deals and ensuring the best possible outcome for customers. Harry holds a degree in Management, a Diploma of Financial Services (Finance & Mortgage Broking Management) and is a proud member of the Mortgage and Finance Association of Australia. Harry’s career is distinguished by his adeptness in structuring intricate deals across construction, medical, and industry professionals, enhancing his professional profile with a top-tier edge. His commitment lies in understanding clients’ needs thoroughly, ensuring the delivery of the best products and services.