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Custom built to deliver a straightforward home loan with highly competitive rates, the Astute Simplicity Home Loan™ offers all the essentials and doesn’t charge you for extra features you don’t need.

The essentials, smartly done:

  1. Expert guidance and support from your broker, making the experience as simple as possible for you
  2. Sharp rates to help you save
  3. Help when you need it – Your first point of contact is your broker. You can also contact the Customer Care team on 1300 543 558 from 8.00am-7.30pm (AEDT) Monday to Friday for queries on your loan or if problems arise with your debit card.
  4. Easy 24/7 1 access to your loan online, on your tablet or mobile with Starnet
  5. Convenient redraw2 access to additional payments on your variable rate home loan funds, via ATMs or EFTPOS, with an optional debit card or a direct debit from your home loan to your everyday bank account
  6. Easy additional repayments to your variable rate home loan, at no cost, to help you get ahead
  7. Peace of mind that your home loan is with one of Australia’s leading lenders.  The Astute Simplicity Home Loan™ is funded by the Advantedge residential loan program under arrangements with National Australia Bank 3.

The Astute Simplicity Home Loan™ is straightforward and means your focus can be placed on settling your loan and getting into your new home sooner. For more information on the Astute Simplicity Home Loan and other loans that may be suitable for your needs, please contact your Astute finance broker today.

Astute Simplicity Home LoanTM is funded by the Advantedge Residential Loan program. AFSH Nominees Pty Ltd (AFSH) ACN 143 937 437 Australian Credit Licence 391192 is the program lender and Advantedge Financial Services Pty Ltd (Advantedge) ACN 130 012 930 Australian Credit Licence 391202 is the program loan servicer. The program is funded under arrangements with National Australia Bank Ltd (NAB). Each of AFSH and Advantedge are members of the NAB Group. NAB does not guarantee the obligations of its subsidiaries. For information about Advantedge’s personal information handling, please refer to the Advantedge Privacy Policy.


Understanding Redraw and Repayments
Complaints and Disputes Resolution and Financial Hardship Guide