Jason Garner

Jason Garner 0407 264 201

Over the past 24 years I have dedicated my career to developing a well-rounded understanding of the banking and finance industry.

I have been a Teller, Home Finance & Small Business Lending, Senior Relationship Manager Commercial Banking, Bank Manager as well senior leadership roles in Commercial Banking, Retail Banking as well Financial Planning throughout regional Queensland and New South Wales. My career objective was to gain experience in as many roles as possible until I turned 40 at which time I would reflect and then settle on the role that gave me the most fulfilment and more importantly the most enjoyment.

On reaching that milestone, it didn’t take me long to realise that I am passionate about two things:

1)      Customer Service – I realised I thoroughly enjoy working with people and adding real long term value to their lives. Through both the good and the bad times I love assisting people achieve their life goals.

2)      My Family – Over the years I have moved my wife Mandy and our three kids – Jack, Wil and Charli through various towns and schools. Between moves we have spent nine years in the Gold Coast and we fell in love with the people, lifestyle and opportunities of this great area. We wanted to make this our home.

Combining my passions it made perfect sense for me to join the Astute team and run my own business as an Astute Licensee. In doing this, I can be truly independent for my customers in providing solutions individually tailored to their needs.

Why not contact me today and see how I can help you achieve your goals.

Specialty: Residential Finance, Commercial Finance, Car & Equipment Finance, Insurances

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Mandy Garner

Mandy Garner 0402 254 529

Having spent many years relocating to different areas of Australia with my husband Jason, I have been lucky enough to experience a diverse lifestyle. From city to country, and beach to bush, we have enjoyed every moment and been blessed with three amazing children along the way.

During this time, I also enjoyed many different roles within several banking institutions, corporate companies and small businesses. Although each was diverse, the common goal was to provide exceptional customer service. This is my passion.

I love meeting our clients, building lifelong relationships, understanding their needs and finding out about their life goals. I have gained a real love of dealing face to face with people from all walks of life and now, as a team, ensuring that we at Astute Paradise Point can make their goals a reality.

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Geoff Brown

Geoff Brown 0407 606 606

Geoff Brown is a multi-skilled finance expert with over 30 years’ experience that he is able to share with his clients.

Born and raised in Western Australia, Geoff joined a major bank when he completed high school. Geoff’s general banking and lending career spanned 18 years working in metropolitan, agricultural and mining centres throughout the state. His last role was as branch manager in Karratha leading a team of 26 staff.

After a couple of years as a mature age student at university and two years working “fly in fly out” in a gold mining administration team, Geoff returned to the finance industry. With a passion for helping people, he returned to the banks, this time as a financial planner. Two years later Geoff joined another bank as an insurance specialist, firstly in Perth and then transferring to the Gold Coast. Six years later Geoff was appointed to the role of Regional Executive for financial planning and proceeded to build an award winning team of 30 financial planning professionals.

After eight years, and looking for a fresh challenge, Geoff followed his passion for real estate and spent four years selling multi-million dollar properties on the northern end of the Gold Coast.

In 2021, Geoff joined Astute in Paradise Point, combining his passions for real estate and financial services, so that he can assist his clients achieve their dreams.

In his spare time Geoff stays fit with early morning beach walks, regular running, plays Masters AFL and enjoys fishing and a nice wine. Geoff is also a volunteer mentor with Marcus Mission, which is a part of Wesley Mission, dedicated to the prevention of suicide in men in Queensland through the formation of supportive relationships with men at risk.


  • Bachelor of Business (Finance and Human Resource management)
  • Graduate Diploma in Financial Planning
  • Diploma in Financial Planning
  • Certificate 4 in Finance and Mortgage Broking
  • Licenced Real Estate Agent


  • Member of the Mortgage and Finance Association of Australia
  • Member of the Australian Financial Complaints Authority
  • Member of the Real Estate Institute of Queensland
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Todd Holden

Todd Holden 0419 223 071

Born and raised in the Hunter Valley, Todd has an extensive knowledge of the Hunter Region including his local community and is extremely passionate about the region and everything it has to offer to its residents and visitors. He understands the importance of the needs of people, especially those in regional and rural areas and supporting his community. Todd entered the finance industry after 18 years in business ownership and corporate management experience with several international organisations in the car and truck rental industry, along with two years in a local accounting firm. These opportunities enabled him to develop diverse business management expertise and knowledge allowing Todd to provide exceptional customer experiences to his clients. It was during his time in car and truck rental after buying, financing and selling over 1,500 vehicles where he developed an interest in lending. With his love for working with people and numbers it now sees Todd joining as Astute Maitland in the financial services industry as of 2020. Todd’s area of expertise is in vehicle and equipment finance where he can use his extensive knowledge from simple motor vehicle purchases to fleet finance arrangements. His vision as a result is to create a stress-free customer experience with a focus on achieving the desired finance lending results for his clients. Todd holds a Certificate IV in Finance & Mortgage Broking as well as his Diploma of Finance & Mortgage Broking Management. With education and knowledge being an important aspect in the ever-changing finance industry. He is currently completing his Certificate IV in New Small Business whilst also studying for both his Certificate IV & Diploma of Financial Services. Todd is a member of the Mortgage & Finance Association of Australia (MFAA), Commercial & Asset Finance Brokers Association of Australia (CAFBA), Hire & Rental Industry Association of Australia (HRIA) and is a Justice of the Peace (NSW) As a member of the MFAA this means Todd adheres to a Code of Practice which requires professionalism, ethical behaviour, and a commitment to act in his client’s best interest. Todd is a keen supporter of local cricket, basketball and rugby sporting teams in Maitland. A long-term committee member of the Maitland Rugby Club and die-hard follower of the Newcastle Knights, though it is regularly highlighted by many friends that his real passion is for girls and women’s rugby. Todd and his wife Elizabeth who reside in Maitland with their 3 rugby daughters (Zoe, Jorja & Stephanie) are constantly travelling great distances each year as a result of their girl’s representative achievements locally, interstate & internationally. Todd and Elizabeth are also proud supporters of girls and women’s rugby in Newcastle and the Hunter Region. With a fresh approach to the industry, the desire to assist individuals, couples, families and business owners finding the most suitable finance deal and to deliver results for his clients why not get in touch with Todd today?

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