My Wife and I have dealt with Josie over the past few years and having had previous experience with several financial advisors and then being advised through word of mouth how competent Josie was, we decided to switch to her as we had not had satisfactory outcomes with our previous advisers. Josie came to our home at a time that suited us, as we have a small child, was extremely affable and got down to business, and pointed out the areas in our current financial structures that could be further improved without costing us further money. As we owned a home and an investment property, we found that Josie had excellent knowledge with government legislation in order to work out our finances for our betterment.

Josie is always available, for questions on the smallest details or the most complex of matters. Her years of experience within the banking industry has given her inside knowledge of how and who to deal with in order to get the best outcomes we need.

It is our great pleasure and honour to recommend Josie Prasad as we only get the opportunity to inform friends of her wonderful skills and knowledge via word of mouth.

One of the best parts of the experience I hold from being an ex CBA Banker and General Manager for a Dubai company owned by H.H. Sheikh Mohammed Bin Khalifa al Maktoum, is being able to recognise the tremendous services and support which some people give.

I simply wanted to express my thanks to your professionalism and the quality of the service and support you always provide and without your continued

attention your reserved for me and my family’s financial needs, our financial performance may not be where it is today.

We worked with Josie as the result of a recommendation from a highly respected accountant. Josie is absolutely brilliant and takes the time to understand the problem and put forward the best solutions. She was lightning fast in getting back to us and nothing was too much trouble. I’ve already referred Josie to many friends and contacts in business and they have thanked me.

Thank you so much for the professional and thorough way in which you looked after my recent refinance.

I was particularly impressed with your knowledge of the Banks that best cater to the needs of the self- employed. I feel this knowledge has benefited me enormously.

Thank you so much. I look forward to an ongoing and long term relationship with you as my Finance Specialist.

Josie is one of the best in the brokerage business.

She has an exceptional understanding of the loan structure within the banking system. When other banking institutions have failed to secure me the adequate finance, she has found a better way.

What I find exceptional is that she makes time to listen and helped me resolve some of the loan obstacles. Her dedication is exemplary.

As this is my first development, I can honestly say it would not have been possible without her assistance.   I am thankful that she has been by our side through this painful, but rewarding development.

This a quick note to share with anyone choosing to use Astute Financial, my experience and personal appreciation for my Financial Manager Josie Prasad.

Josie has been my financial guardian angel. Her exceptional service makes me feel she is available 24/7. When I need her she is there to answer any of my questions or get my accounts into check and always goes above and beyond exceeding my expectations every time. I cannot recommend her services enough. She is an absolute pleasure to liaise with and I look forward growing my financial portfolio knowing she is there as my finance manager.