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I have over 30 years banking experience, predominantly in business banking in North Queensland, based in Townsville. Over the years I have also worked in Toowoomba, Chinchilla, Dalby, Stanthorpe, Darwin, and until very recently in Brisbane working for a large Asian Bank in Corporate/Institutional banking. However, my preference is very much towards assisting the family owned business owner/operators of Northern Queensland.
I have been fortunate to have experience across a broad range of industries including hospitality, accommodation and tourism; professional services firms; smaller end manufacturing; transport and logistics; marine services; construction and trades; mining services; civil contractors; property investment and property development; motor dealers; retailers and wholesalers; health; and the agricultural sector amongst others.
I will be able to assist market sectors including small business, larger commercial businesses, emerging and lower end corporate, property investors and developers, and agricultural.
I am very pleased to have joined John and Orla Watts and the Astute North QLD Group based in Cairns, but am available to discuss current or proposed business banking arrangements across Queensland.
Whether you are looking at a specific transaction to be financed, refinancing existing debt, a review of current banking arrangements, or just would like a chat, I am contactable by email or mobile any time.
michael.jacoby@astutefinancial.com.au
136 Mulgrave Road, Cairns, QLD 4870
michael.jacoby@astutefinancial.com.au
136 Mulgrave Road, Cairns, QLD 4870
Morene Rumble helped my partner and I get our finances in order with a personal loan to start saving for a house. I would highly recommend Morene to everyone, she’s very easy to talk to, friendly and makes you feel very comfortable with any situation.
Astute are very professional & helpful. Would recommend these guys to anyone looking at refinancing or purchasing. Started with this team when they were in their little office, my how they have grown. Special thanks to Verena for all her help but all the staff are wonderful and great with the little ones as well J Thanks heaps.
Prompt efficient service from the 1st phone call to make an appointment through to the loan contract. Excellent service all round. Well informed and kept up to date throughout the process . Highly recommended. Thank you.
I found every time I rang the office with a query the phone was answered promptly. Gus and his team stayed in contact at all times either by email or phone just to make sure I had complete understanding of the forms I was signing and the procedures they were taking to finalise the loan. I was never left wondering what happens next.
We were recommended from friends to see Fei Chan to discuss buying investment property. He was very polite, friendly, sincere and honest. But most importantly, he has made it clearer for us on how to build our property portfolio for a better future. For that, I too highly recommend his service to others.
Being self employed is always a bit of a struggle when it comes to home loans. The amazing team at Astute made this happen for us. Their down to earth yet professional approach is very reassuring. Excellent customer service and follow up throughout the process that made it less nerve racking. Call them or pop in, make the first step and I can gguaranteethey will do their best to make it possible. A big thank you to John, Damian and the amazing Shae- Shae who could teach a few things to hospitality people. Cannot thank you enough so I recommend you to everyone in need of a loan
Being newbies to town & the housing market, it was reassuring to have the guidance of Liam from Astute. We felt like one of his family by the extent of his efforts. His honesty, calming persona, knowledge & ability to explain the scary & unknown house buying process in our ‘speak’ was invaluable. Not to mention the fantastic custom home loan we have secured. I would highly recommend, and already have recommended, his services. Thank you again Liam and the Astute Team.
