Let’s Make Your New Year’s Resolutions a Reality.
Most of us make New Year’s resolutions – and while we might not be able to be your gym buddy, we can help you get your finances into shape!
Of the two thirds of Australians who make New Year’s resolutions, more than half will focus on their finances1. And with 2026 underway, now is the perfect time to start planning your financial strategy for the year ahead.
Here are some New Year’s financial resolutions that you can make right now.
Resolution 1: I will review my household spending
A detailed budget can be the most valuable tool you have for managing your finances. So if you find yourself regularly overspending, now is a great time to look at where your money keeps going.
Resolution 2: I will manage my debts
Clearing your debts can seem like a daunting task – but whatever you do, don’t stop chipping away at them. Remember, the longer your debts stay with you, the more you’ll spend on interest.
Resolution 3: I will start saving
Saving can become even easier if you open a high-interest savings account. And by setting up a direct debit, you can automatically deposit a fixed amount from your everyday account as soon as you get paid (in other words, before you even notice it’s gone). Remember to budget for larger expenses that come around once a year, like your home insurance or car registration, so they don’t sneak up on you and empty your savings.
Luckily, we specialise in helping you put into action strategies to achieve your financial goals.
Before the end of the year we could help you get a plan underway and:
- get your kids into their first home
- pay off your mortgage faster or lock in your interest rate
- use your home equity for investment purposes
- consolidate your debts
- protect your family and lifestyle with personal insurances, or
- discuss and implement a retirement plan tailored for you.
Regardless of what you would like to achieve, our network of experienced brokers and qualified Financial Advisers can help get your finances in shape for the New Year. Call us to see how we could help!
- ING DIRECT Global New Year Survey