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Home Insurance over the Christmas period

Christmas is a busy time of year, so now might be a good time to take a look at your insurance coverage and ways to protect yourself during this period of the year.

Adequate Coverage
Most of us tend to ‘set and forget’ our insurance, only thinking about it when it’s time to claim. Each year most of us will invest in new household items, change a vehicle or renovate our homes. It’s important then, to ensure you have enough coverage to insure your assets.

Proper coverage can mean minimal stress when you need to claim.

Accidental Damage
If an accident is going to happen in the home it’s more likely to happen over Christmas. Whether it be knocking over a new tv or spilling a glass of red over the couch.

Many Australians don’t realise that Accidental Damage is often not covered as standard, but rather available as an optional extra on a home and contents policy. For a few extra dollars, this coverage can offer peace of mind and comprehensive protection.

Crime over the Holidays
As families leave for extended holidays, houses are more vulnerable than ever, so taking a few precautions can reduce your risk.

Ensure your house is safe and sound if you’re away by putting timers on lights and getting a family member or friend to come over to mow the lawn.

With Christmas fast approaching, now is a great time to ensure you have appropriate insurance on your home and contents. If family and friends are coming to stay or you are planning a holiday, make sure you have the protection in place for your precious belongings.

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